EXCLUSIVE HOME LOAN DEALS FOR POLICE OFFICERS

Discover How You Could Save Up To $80,000 When Purchasing or Refinancing Your Home Loan*

Secure your no-obligation finance discovery session to discover how much you could save.

What Home Loan Offers Are

Available For Police Officers

What Home Loan Offers Are Available For Police Officers

Waived LMI When Borrowing Up To 90%
We work with lenders who will allow Police Officers to borrow up to 90% of the property value without paying lenders mortgage insurance - this can save you tens of thousands in fee's.

First Home Buyer Guarantee Scheme
The First Home Buyer Guarantee Scheme allows eligible first home buyers to purchase a property with a 5% deposit without paying lenders mortgage insurance.

100% Of Your Overtime Included In Your Serviceable Income
We work with lenders who will count your overtime hours as serviceable income. This allows you to borrow more to and access more competitive rates.

Receive Up To $3,000 Cash Back When Refinancing
Some lenders are currently offering homeowners up to $3,000 cash back to refinance to a low-rate variable home loan.**

Meet Your Home Loan Specialist

Managing Director

Hai Nguyen

Hai Nguyen is the visionary behind You First Finance, established in early 2024 with the goal of treating every client as their first. With a brokering background since 2017, he has successfully settled over $250 million in lending transactions. His dedication is driven by a passion for real estate and helping clients expand their property portfolios, aiming to manage his clients’ finances for life. In addition to residential lending, he has experience in investment loans, self-managed super fund lending, and commercial loans.

Outside of finance, Hai is a loving father of two and a devoted fan of Chelsea, which he believes is the best football club in England. He enjoys taking risks and plays poker during his days off.

You First Finance is committed to helping individuals and families grow their wealth and make well-informed decisions.

Find Better Home Loan Rates

Here's the latest home loan rates

Starting From

5.49%*

Comparison Rate

6.26%*

*Disclaimer: Your actual home loan rate may vary based on your individual circumstances. Speak to one of our expert brokers for a personalised quote.

Here's What Our Clients Are Saying

©2025 All Rights Reserved | Hai Nguyen is a credit representative 502591 of LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192. HDN Brokers Pty Ltd ABN 70 826 330 776 trading as Your First Finance

*Savings based on borrowing $600,000 against a $650,000 property value over a 25-year loan term. Savings calculated from the waived LMI fee and the interest savings between eligible professional services and non professional service interest rates.

**Cashback offer subject to lender terms and conditions and borrower eligibility